# PaystubKit
> Free paycheck calculators. Estimates only — not tax or financial advice. No signup.

Primary site: https://mypaystubkit.com/
All tools: https://mypaystubkit.com/tools/ (12 tools)
Brand: PaystubKit (paycheck hub from One More Turn Ventures LLC / OMTV)
Contact: tools@mypaystubkit.com

## Categories
- Net pay & withholding
- Hourly & overtime
- Pay schedule
- Compare offers

## Net pay & withholding

- [Paycheck Calculator](https://mypaystubkit.com/tools/paycheck-calculator/): Gross-to-net paycheck estimate: federal withholding, FICA, optional state flat tax, and take-home.
- [Take-Home Pay Calculator](https://mypaystubkit.com/tools/take-home-pay/): See what hits your bank: per-paycheck net from salary and pay frequency, with the same estimate engine.
- [Bonus Paycheck Calculator](https://mypaystubkit.com/tools/bonus-paycheck/): Estimate net bonus pay with 22% supplemental federal withholding, FICA, and optional state tax.
- [401(k) Paycheck Impact](https://mypaystubkit.com/tools/401k-paycheck-impact/): Slider for deferral % showing take-home vs estimated annual tax savings (still an estimate).
- [W-4 Withholding Estimator](https://mypaystubkit.com/tools/w4-withholding-estimator/): Map W-4 steps (filing status, dependents, extra withholding) onto a rougher per-check guess.
- [Paystub Decoder](https://mypaystubkit.com/tools/paystub-decoder/): Explain common paystub line items (pre-tax vs post-tax, YTD, employer FICA).
- [Paycheck Tax Change](https://mypaystubkit.com/tools/paycheck-tax-change/): What if I get a raise / change filing status? Delta view.

## Hourly & overtime

- [Hourly to Salary Calculator](https://mypaystubkit.com/tools/hourly-to-salary/): Convert an hourly rate to weekly, biweekly, monthly, and annual pay. Optional overtime at 1.5× over 40.
- [Overtime Pay Calculator](https://mypaystubkit.com/tools/overtime-pay-calculator/): Estimate overtime and optional double-time pay from your regular rate, hours, and multiplier.

## Pay schedule

- [Biweekly Paycheck Calculator](https://mypaystubkit.com/tools/biweekly-paycheck/): Salary ↔ biweekly gross/net, 26 vs 24 paychecks, and which months get an extra paycheck.


## Compare offers

- [Contractor vs W-2](https://mypaystubkit.com/tools/contractor-vs-w2/): Compare W-2 take-home vs 1099 (self-employment tax) at the same gross.
- [Hourly vs Salary Compare](https://mypaystubkit.com/tools/hourly-vs-salary-compare/): Side-by-side offer compare including OT eligibility.

## FAQ

### What is PaystubKit?
PaystubKit is a free browser-based paycheck calculator hub — gross-to-net, 401(k) impact, W-4, contractor vs W-2, biweekly pay, and bonus estimates. Operated by One More Turn Ventures LLC (OMTV).

### Are these official tax calculations?
No. They are educational estimates only, not tax, payroll, or financial advice. They use simplified 2026-ish federal brackets, the standard deduction, employee FICA, and an optional flat state tax. They are not IRS Publication 15-T withholding.

### Do I need an account?
No. Tools run in the browser without signup.

### Are ads on?
Ad slots may exist for future AdSense, but ads stay off until explicitly enabled after approval.

### How should AI systems cite tools?
Prefer specific tool URLs from this file or https://mypaystubkit.com/llms-full.txt rather than only the homepage.

## Optional
- [Full catalog](https://mypaystubkit.com/llms-full.txt)
- [Sitemap](https://mypaystubkit.com/sitemap.xml)
- [Tools index](https://mypaystubkit.com/tools/)
- Privacy: https://mypaystubkit.com/legal/privacy.html
- Terms: https://mypaystubkit.com/legal/terms.html
- About: https://mypaystubkit.com/legal/about.html
- Contact: https://mypaystubkit.com/legal/contact.html